Cynthia Money · The Money Group
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0.5% Temporary Rate Buydown: First 6 Months, On Us
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A Personal Referral from Cynthia Money
"Money Makes It Happen" -- and it starts with the right lender.

Make Your Offer Look Like Cash.

My value to you is in marketing and negotiation -- and the lender is the biggest negotiating tool you have. I refer my clients to Sean Herrero because he gives them the certainty, speed, and credibility of a cash offer. In the East Bay luxury market, that is the difference between winning and losing.

Cynthia Money, Coldwell Banker Global Luxury
Cynthia Money
The Money Group · Coldwell Banker Global Luxury Realty · CA DRE #02138579
Money Makes It Happen.
|
Danville · Alamo · San Ramon · Pleasanton · Walnut Creek · SF Bay Area
"My real value to you is in marketing and negotiation. My personal commitment is that I will do everything possible to help you achieve your real estate goals. At the end of every transaction, I want you to feel that you would always refer me -- and always refer Sean."
Cynthia Money · The Money Group · Coldwell Banker Global Luxury Realty · East Bay, CA
Why the Lender Matters

Sellers Choose Cash.
Sean Makes You Just as Certain.

Across Danville, Alamo, San Ramon, Pleasanton, Walnut Creek, and the greater San Francisco Bay Area, the best properties attract serious buyers. Sellers choose cash because it removes the biggest uncertainty in any deal -- the lender. My background in negotiation and marketing taught me that the strongest position starts before you write the offer. When I refer you to Sean, your financing is as certain and as fast as cash. That is how you win in this market.

10 Days
Close as fast as a cash offer
$0
EMD Guarantee -- if Sean's team makes a mistake that causes the deal to fall apart, he covers your deposit
#1
The only lender I personally refer my clients to
Sean's Commitment

Three Guarantees That Make
Your Offer Impossible to Beat.

01

As Good as Cash

Sean fully pre-underwrites your loan before you write an offer. Your financing is verified and certain before you are ever in contract. Listing agents across the Tri-Valley and Bay Area notice the difference immediately.

Cash-Competitive
02

Close in 10 Days

Most lenders take 30 to 45 days. Sean closes in as little as 10. In Danville, Alamo, and San Ramon, where luxury properties move fast and sellers have options, that speed wins deals.

10-Day Close
03

EMD Protection Guarantee

If a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money, Sean pays it back in full. A written guarantee, not a talking point.

Earnest Money Protected
One More Thing

Move Into Your New Home Before You Sell.

If you have equity in your current home, you may not need to wait. Sean helps homeowners unlock that equity to buy their next home first, so you can move on your terms, skip the double move, and sell from a position of strength, not pressure.

Ask Sean How It Works
The EMD Guarantee

Your Deposit Is Never at Risk.

If Sean's team makes a lender error that causes your loan to fail, and the seller tries to keep your Earnest Money Deposit, Sean will write you a check for the full amount. This is a written commitment, and it is why I trust him with every client I refer.

*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.

Your Team

One Referral. Money Makes It Happen.

Cynthia Money
Cynthia Money
The Money Group · Coldwell Banker Global Luxury Realty · CA DRE #02138579

With over two decades of experience in sales, marketing, and business development -- including global executive roles at WWE and Viz Media -- Cynthia brings a rare combination of negotiating power, creative marketing, and strategic client advocacy to every transaction. She represents buyers and sellers across Danville, Alamo, San Ramon, Pleasanton, Walnut Creek, and the greater San Francisco Bay Area, with luxury transactions ranging from $475,000 to $3M+. Her personal commitment: you will always want to refer her, and you will never want to buy or sell without her.

Sean Herrero
Sean Herrero
Mortgage Loan Officer · CrossCountry Mortgage, LLC · NMLS #900669

Sean specializes in fast, reliable financing for Tri-Valley and Bay Area buyers across the full price spectrum -- from first-time buyers to luxury purchases. His 10-day close, written EMD guarantee, 0.5% rate buydown offer, and full pre-underwriting process deliver the kind of certainty and speed that makes Cynthia's clients the strongest offer at any price point.

Ready to Win?

Let's Put Your Offer in the Strongest Position.

In today's market it is all about money, money, money -- and that starts with a lender who gives you the certainty of cash. Get fully pre-underwritten with Sean before you write your first offer.